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The Home Buying Process

Step 1 Of 6

Financial Health

Any way you look at it, the decision to buy a house is yours and yours alone. First, make sure that it's financially feasible.

Can you pay the up-front costs of purchasing a house, as well as the ongoing monthly mortgage and other living expenses? We've provided a wide range of calculators for you to use to determine some preliminary answers. Plug in your figures and see if it all adds up.

What Is Your Monthly Payment?

So, how much will you have to pay for that house each month?
Estimate monthly payment based on anticipated price and down payment

Should You Rent Or Buy?

Want to know the "after-tax" net cost of owning a house versus renting?
Compare price of renting and buying





Getting Pre-Qualified

Use this calculator to determine how much you can afford and generate a pre-qualification letter for certain loan types. If you don't know what loan is right for you, visit our Loan Consultant feature first.

Monthly private mortgage insurance (PMI), if required, will not appear in the Total Monthly Payment (PITI) in the Pre-Qualify Summary. Please use the Loan Consultant to see full payment information, including PMI.

Estimate pre-qualification





Exclude any loans with less than 10 payments left


Select monthly expenses

** If you have a co-borrower who is not your spouse on your application and you are applying for a VA loan, the co-borrower must also be a veteran.


including you





Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.

Apply